The Xavier Perspective

A CPA's lessons from building a business while helping others run theirs.

This July Feels Different. Here's Why I'm Still Paying Attention

Frank Gramlich, CPA

Published on: 07/07/2026

The July That Was Different

Small Business AccountingCash Flow ManagementAI & Automation Cash Flow & Financial Management Bookkeeping & Financial Visibility Tax PlanningBusiness Growth

What My Mid-Year Numbers Actually Revealed

Frank Gramlich, CPA

Published on: 10/06/2026

A CPA runs his own mid-year check and shares what the numbers revealed — and what they should tell you.

Small Business AccountingBookkeeping & CleanupCash Flow ManagementEntrepreneurial InsightsTax & Financial StrategyCPA PerspectiveCash Flow & Financial Management Bookkeeping & Financial Visibility

What My Numbers Told Me Once I Finally Looked at Them

Frank Gramlich, CPA

Published on: 11/05/2026

A CPA shares what his own books revealed after tax season cleanup.

Small Business AccountingBookkeeping & CleanupCash Flow ManagementEntrepreneurial Insights